Since 1984, Equity Now has been a leader in the mortgage industry. We are a direct mortgage lender, not a broker. That means we do everything under one roof: evaluating the application; reviewing the appraisal; approving the loan and writing the check. As a direct mortgage lender we make the lending decisions so we can close your loan quickly, in as little as five days.

Over the last two decades we have established a reputation for serving our clients in a straightforward, honest, professional manner. We are experts in helping homeowners with less-than-perfect credit. We also provide creative solutions for people with good credit but complicated financial situations.

Equity Now is headquartered in New York City. Michael L. Moskowitz, CPA, is the Founder and President of Equity Now. Equity Now is a licensed mortgage banker. The company lends in 17 states: New York, New Jersey, Connecticut, Massachusetts, Maine, Pennsylvania, Maryland, Virginia, North Carolina, Indiana, Missouri, Colorado, Montana, Alaska, Hawaii, Florida and California. Equity Now is an approved lender by the U.S. Department of Housing and Urban Development (HUD). We are also an FHA and VA lender.