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• Refinancing: No Time Like Now, But Keep Your Eyes Open
  WalletPop, January 14, 2010
  
  
• Viewpoint: The HVCC Doesn't Need Fixing
  American Banker, January 22, 2010
  
  
• How credit scores impact your mortgage rate
  Bankrate.com, February 17, 2010
  
  
• Fixing 3 common FHA loan snags
  Bankrate.com, March 2, 2010
  
  
• The New York Times
  The New York Times, March 21, 2010
  
  
• Home Loan Demand Down 2nd Week as Rates Rise
  Reuters, March 24, 2010
  
  
• Mortgage rates plunge
  Bankrate.com, April 15, 2010
  
  
• Loan rates down, but proceed with caution
  WalletPop, May 17, 2010
  
  
• Fannie Mae and Freddie Mac to Don HVCC Sheriff Badges
  American Banker, May 21, 2010
  
  
• 3 tips for using the mortgage GFE
  Bankrate.com, May 24, 2010
  
  
• US mortgage rates edge closer to record low
  Reuters, May 27, 2010
  
  
• CNBC Video - Closing Bell
  CNBC, May 28, 2010
  
  
• The truth about FHA
  The Real Deal, July 1, 2010
  
  
• Mortgage rates keep falling
  Bankrate.com, July 8, 2010
  
  
• Poll: Few homeowners regret purchase
  Bankrate.com, July 12, 2010
  
  
• 7 good reasons for a mortgage refinance
  Bankrate.com, July 26, 2010
  
  
• Still some good reasons to refinance
  The Detroit News, August 02, 2010
  
  
• Fannie Mae Mortgage Bonds Decline Most This Year on Refinancing Concerns
  Bloomberg, August 12, 2010
  
  
• More Borrowers Opt for ‘Cash-In’ Refinancing
  The New York Times, August 13, 2010
  
  
• ABC Nightline Video
  ABC, August 17, 2010
  
  
• Economic Jitters Send Mortgage Rates To 4.42 Pct
  Ct. Post & Newsday, August 19, 2010
  
  
• New York real estate shines over gloomy US market
  Agence France-Presse, August 20, 2010
  
  
• Good news for homebuyers
  Daily News, August 20, 2010
  
  
• Fannie Mortgage-Bond Spreads Climb to Highest in Three Months
  Bloomberg, August 24, 2010
  
  
• The Quest for the Perfect Credit Score
  Money Magazine, August 25, 2010
  
  
• It's high time to refi: Many NY homeowners can save a fortune -- if you qualify
  Daily News, August 30, 2010
  
  
• Foreclosures bungle could hit US banks
  Agence France-Presse, October 2, 2010
  
  
• CNBC Video - Power Lunch
  CNBC, October 19, 2010
  
  
• Refinance roulette can send clients spinning out of control
  Investment News, November 7, 2010
  
  
• Adjustable-rate mortgages could make financial sense, depending on several factors
  Daily News, November 15, 2010
  
  
• Record-low interest rates have New Yorkers rushing to refinance in order to lower monthly payments
  Daily News, November 15, 2010
  
  
• Home Ownership Gets Tougher on Restricted FHA Mortgages
  Bloomberg, November 17, 2010
  
  
• Mortgage rates hit 4.61 pct.; refi's could slow
  AP, December 9, 2010
  
  
• As Refinancing Declines, Cash-In Refi's Rise
  AOL Real Estate, December 9, 2010
  
  
• Community Reinvestment Group Takes Aim at Use of Credit Overlays
  American Banker, December 15, 2010