Get a Head Start on the Home Buying Process
Experience the Advantage of Pre-Approval+
With our Pre-Approval+, we provide you with the assurance that we’ve carefully reviewed and endorsed the essential elements of your loan application. This encompasses a thorough review of your credit report, income documentation, and the funds necessary for closing on the home of your dreams – all completed in a timely manner by a member of our Underwriting team.
This certification offers you a significant advantage over the competition. Selling agents will recognize that the pivotal challenges in the loan application process have already been successfully addressed. Pre-qualification is based on stated income and assets. Pre-approval is based on documentation reviewed by the Loan Officer. Pre-Approval+ is based on documentation reviewed by an Underwriter.
The result? A level of certainty that when you win the bid for the home of your dreams, you will be able to close quickly and avoid any unanticipated pitfalls with your loan application documentation.
What We Do
Our Diverse Range of Loan Solutions
At our company, we take pride in offering a comprehensive array of loan products tailored to meet your specific needs. Whether you’re a first-time homebuyer, navigating a complex tax situation, or a speculative real estate investor, we can tailor a loan program package to your specific needs.
First-Time Homebuyers Welcome
If you’re taking your first step into homeownership, we’re here to make it accessible and affordable. We provide a wide selection of low-down payment loan products at highly competitive interest rates. Our knowledgeable team is ready to answer any questions you might have at any point in the loan process. Still looking for the perfect realtor? We work with a network of realtors and can refer you to the ideal person based on the specific requirements of your home search.
Simplify Your Tax Situation
We understand that dealing with complex tax scenarios can be daunting. That’s why we offer a solution that simplifies the process – our bank statement loan. Say goodbye to the complications and uncertainties. We’re here to assist you without involving your CPA.
For loan applicants with complicated tax returns where a full document review is necessary, our underwriting team has decades of experience. Complexity does not phase us – we will provide you with an accurate and timely qualification assessment. Together, we can navigate the hurdles and get you into the home of your dreams, where other lenders might come up short.
Investing in Real Estate Made Easy
For those looking to invest in income producing properties, our Debt Service Coverage Ratio loans are the perfect fit. Qualification is based simply on a comparison of the expected rental income against the proposed housing expenses of the subject property. These loans are designed to streamline your investment property acquisitions, making the process simple and hassle-free.
At our company, we’re not just about lending; we’re about providing solutions that empower you to achieve your homeownership and investment goals with confidence. Reach out to us today to discuss our diverse range of loan products and experience financial flexibility like never before.